Frequently Asked Questions
Everything you need to know about mortgages in the across UAE — answered by our experts.
What documents do I need to apply for a mortgage in the across UAE?
Typically, you’ll need your passport, visa, Emirates ID, salary certificate, bank statements (last 6 months), and property details. Our team will guide you through the exact requirements based on your situation.
How much down payment is required for a home loan across UAE?
For across UAE nationals, the minimum down payment is 15% for properties under AED 5 million. For expats, it’s 20% for properties under AED 5 million and 30% for properties above that threshold.
What is the maximum loan tenure available?
The maximum mortgage tenure in the across UAE is 25 years. However, the loan must be fully repaid before the borrower reaches the age of 65 for salaried individuals or 70 for self-employed.
Can I get a mortgage as an expat in the across UAE?
Yes! Expats can apply for mortgages in the across UAE. We work with multiple banks that offer competitive rates for expatriates. The process is straightforward with proper documentation.
How long does the mortgage approval process take?
With Karoli Mortgage Consultant, the process typically takes 5-10 working days from submission. We expedite the process through our strong banking relationships and pre-verified documentation.
Is there a fee for your mortgage consultation service?
Our initial consultation is completely free. We assess your financial profile, compare options from 20+ banks, and recommend the best solution — all at no cost to you.
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